personal finance

The January 2019 Spending Report is complete, and the numbers are in. It’s official. Not only have I stuck to my budget, but I’ve also come in UNDER BUDGET for two months in a row!

WOOOOO!

As a matter of fact, I came in under budget by $133! That’s more than five times the amount I came in under budget last month! Not a bad way to start off the New Year, huh?

(Cue the dancing baby)

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December is OVER. And so is 2018? I don’t know about you, but I’m pretty sure 2018 lasted about two decades.

Since December is over, you know what that means! December 2018 Spending Report– woo! This spending report is going to be a little bit different, and there are a few different reasons for this.

1. December was a long month and I had pay periods that were technically January, but mostly December so I just decided to screw it and add three pay periods to this post. That means that the anticipated numbers and totals are a lot higher than usual, and it also means that I managed to squeeze rent in twice which is why my rent is double what my usual spending report post would have been.​
2. I decided to do it this way because my last budgeting period ended on 1/3/19. It seemed kind of dumb to add almost two weeks worth of December to my January budget, so I said screw it and went big for this post.
3. During this time period, I managed to squeeze in Christmas shopping from Black Friday/Cyber Monday, a trip to Florida with my family, and even some extra shopping for things like pants and lipstick.

 November has flown by, and the numbers are in!

This time, I only went over budget by… $382.

​WOOOOO! 

I know. 
I know what you’re thinking.

Clo Bare… You suck. That’s terrible! You still went way over budget! 

BUT! 

I went over budget by less than half of what I went over last time– so that’s an improvement.

Again, there were some surprise expenses, some extra spending, and mistakes were made.

I really sucked this October.

I have lots of excuses lined up for you though. And if you can’t tell by how delayed this post is, I’ve been dreading telling you all just how terribly I did with my October budget.

The numbers are in, and (drumroll please)… I went over budget by $829.

Oops.

BUT! I have reasons. I swear.
 

Hi. My name’s Chloé and I am $67,866 in debt.

Hi. My name’s Chloé and I am $67,866 in debt.

The first step toward recovery is admitting you have a problem. Right? Right.

$67,866 in debt.
Negative $67,866.
Sixty-seven-thousand-eight-hundred-and-OH GOD I’LL BE PAYING THIS OFF UNTIL I DIE.