February 2020 was a decent month where I FINALLY succeeded in spending some quality time with myself! Which means I also spent a little less money than normal, helping with my yearly budget totals. In this February 2020 Spending…
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personal finance
How is November almost over? Wasn’t it August yesterday? I’m pretty sure I’m still stuck in 2015, but somehow it’s almost December and the numbers are in for my November 2019 spending report! Annnnnnnnnnd? I was under budget by…
ONE YEAR OF BUDGETING IS NOW COMPLETE! And I’m back from break! Finally! The two months went by as fast as a blink but it also feels like it’s been forever since I’ve blogged. I’m not going to dive…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
The numbers are in for the June 2019 spending report, and there’s some good news, some sort-of wins, some surprising realizations, some changed decisions and some explanations. Although things have changed drastically since I posted the May 2019 Spending…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
This month’s spending report has some pretty big news, and some seriously awesome wins after completely blowing the budget last month. I am happy to report that: My spending is now under control. I was $401 under budget. I…
I fucked up. In April 2019, I went over budget by $474 and my spending is buck wild. With every budgeting and debt-free journey comes massive fuck-ups or derailments, right? Well it was finally my turn in April. My…
FAM– I am back on budget. At least for March. As it turns out, I still haven’t (fingers crossed), had to pay anything extra for the car rental in Italy. I’m still expecting some large bill to randomly show…
Well, folks. It finally happened. I had a good run of staying under budget, two whole months actually, and now… well. Shit happens right? In February 2019, I went over budget by $89. And you know what? I’m still…
Budgets are not meant to stay the same. Life changes and your budget should adjust accordinlgy. In this post, Clo Bare shares her spending report for January 2019, and talks about how she's needed to adjust her budget to…