How is November almost over? Wasn’t it August yesterday? I’m pretty sure I’m still stuck in 2015, but somehow it’s almost December and the numbers are in for my November 2019 spending report! Annnnnnnnnnd? I was under budget by…
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personal finance
ONE YEAR OF BUDGETING IS NOW COMPLETE! And I’m back from break! Finally! The two months went by as fast as a blink but it also feels like it’s been forever since I’ve blogged. I’m not going to dive…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
The numbers are in for the June 2019 spending report, and there’s some good news, some sort-of wins, some surprising realizations, some changed decisions and some explanations. Although things have changed drastically since I posted the May 2019 Spending…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…