Understanding all the different retirement accounts is confusing as hell. What’s a 401(k) and how is it different from an IRA? Why is everyone so stoked about a Roth IRA and can I have a traditional IRA and Roth…
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personal finance
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
Want to see what one woman spent money on for the entire month of July? In Clo Bare’s July 2020 Spending Report, Clo Bare will cover all her spending for July, share an exciting update about her current savings…
Curious about a “No Spend Month” but not sure if it’s right for you? In this post, I’ll explain my no spend month including how it went, how much money I saved, and how I failed. I’ll also cover…
In April 2020’s Spending Report, I’ll cover where my money went in April 2020, and how I’m updating my yearly budget now after a few life changes (including coronavirus and adopting a dog!). Life changes, and so should your…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
February 2020 was a decent month where I FINALLY succeeded in spending some quality time with myself! Which means I also spent a little less money than normal, helping with my yearly budget totals. In this February 2020 Spending…
FAM– I am back on budget. At least for March. As it turns out, I still haven’t (fingers crossed), had to pay anything extra for the car rental in Italy. I’m still expecting some large bill to randomly show…
ONE YEAR OF BUDGETING IS NOW COMPLETE! And I’m back from break! Finally! The two months went by as fast as a blink but it also feels like it’s been forever since I’ve blogged. I’m not going to dive…
Clo Bare's personal financial struggles have not stopped her from attempting to become Debt Free by 33. Reaching her finance goals go beyond debt repayment, car loan payments & saving money to travel. …
How is November almost over? Wasn’t it August yesterday? I’m pretty sure I’m still stuck in 2015, but somehow it’s almost December and the numbers are in for my November 2019 spending report! Annnnnnnnnnd? I was under budget by…