Do you know everything you spent money on in August 2020? Do you know exactly how much money you saved, how much you spent and what your current net worth is? In this post, Clo Bare shares her August…
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money
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
Not sure why your budgeting hasn’t been working so far, despite every effort to make your monthly budgets stick? Perhaps a yearly budget is what you need. In this post, we’ll cover what a yearly budget is, why it’s…
Curious about a “No Spend Month” but not sure if it’s right for you? In this post, I’ll explain my no spend month including how it went, how much money I saved, and how I failed. I’ll also cover…
Stuck inside due to Coronavirus quarantine? Tired of Netflix binges and scrolling through your Instagram? What a great time to learn something new, perhaps something like how to manage your money, eh? Perhaps something about this “financial independence” nonsense…
Tired of not knowing where your money is going and feel like you’ll never have the life you’ve been dreaming of? Perhaps it is time you start values-based budgeting. In this post, I’ll explain what the values-based budget is…
Your emergency fund is more important than ever before as we enter into uncertain times. In this post, I’ll debunk some bad excuses for not having emergency savings, teach you what an emergency fund is (and what it isn’t),…
Let’s discuss how to save more money. I’ll also show the long term impacts of saving and investing early and often with as little as $25 a month. If you’re on the fence about cutting out your expenses just…
In April 2020’s Spending Report, I’ll cover where my money went in April 2020, and how I’m updating my yearly budget now after a few life changes (including coronavirus and adopting a dog!). Life changes, and so should your…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
February 2020 was a decent month where I FINALLY succeeded in spending some quality time with myself! Which means I also spent a little less money than normal, helping with my yearly budget totals. In this February 2020 Spending…