December 2019 Spending Report numbers are in and I’m happy to say I was under budget! Woot! This month has three pay periods in it so this spending report will be a little extra long and the numbers will…
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How is November almost over? Wasn’t it August yesterday? I’m pretty sure I’m still stuck in 2015, but somehow it’s almost December and the numbers are in for my November 2019 spending report! Annnnnnnnnnd? I was under budget by…
I interrupt the “Destructive Relationships to Avoid” series to bring you– October 2019 Spending Report! Alrighty, it’s the first month of the second year of budgeting and there’s some cool stuff happening but some big stuff I’m still working…
ONE YEAR OF BUDGETING IS NOW COMPLETE! And I’m back from break! Finally! The two months went by as fast as a blink but it also feels like it’s been forever since I’ve blogged. I’m not going to dive…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
This month’s spending report has some pretty big news, and some seriously awesome wins after completely blowing the budget last month. I am happy to report that: My spending is now under control. I was $401 under budget. I…
I fucked up. In April 2019, I went over budget by $474 and my spending is buck wild. With every budgeting and debt-free journey comes massive fuck-ups or derailments, right? Well it was finally my turn in April. My…
Budgets are not meant to stay the same. Life changes and your budget should adjust accordinlgy. In this post, Clo Bare shares her spending report for January 2019, and talks about how she's needed to adjust her budget to…
It's no secret that budgeting is difficult, and Clo Bare has been trying to budget for approximately 27 years. In December 2018, Clo Bare FINALLY stuck to a budget, and shares her spending report.…
Clo Bare's personal financial struggles have not stopped her from attempting to become Debt Free by 33. Reaching her finance goals go beyond debt repayment, car loan payments & saving money to travel. …