Stuck inside due to Coronavirus quarantine? Tired of Netflix binges and scrolling through your Instagram? What a great time to learn something new, perhaps something like how to manage your money, eh? Perhaps something about this “financial independence” nonsense…
January 2020 spending report numbers are in, and… drumroll please… it was an expensive month for one-off expenses. I spent nearly $5k in January, about $2k of which wasn’t exactly planned. Taxes hit (spoiler alert: I did not get…
December 2019 Spending Report numbers are in and I’m happy to say I was under budget! Woot! This month has three pay periods in it so this spending report will be a little extra long and the numbers will…
How is November almost over? Wasn’t it August yesterday? I’m pretty sure I’m still stuck in 2015, but somehow it’s almost December and the numbers are in for my November 2019 spending report! Annnnnnnnnnd? I was under budget by…
I interrupt the “Destructive Relationships to Avoid” series to bring you– October 2019 Spending Report! Alrighty, it’s the first month of the second year of budgeting and there’s some cool stuff happening but some big stuff I’m still working…
ONE YEAR OF BUDGETING IS NOW COMPLETE! And I’m back from break! Finally! The two months went by as fast as a blink but it also feels like it’s been forever since I’ve blogged. I’m not going to dive…
This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…
The numbers are in for the June 2019 spending report, and there’s some good news, some sort-of wins, some surprising realizations, some changed decisions and some explanations. Although things have changed drastically since I posted the May 2019 Spending…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
This month’s spending report has some pretty big news, and some seriously awesome wins after completely blowing the budget last month. I am happy to report that: My spending is now under control. I was $401 under budget. I…
I fucked up. In April 2019, I went over budget by $474 and my spending is buck wild. With every budgeting and debt-free journey comes massive fuck-ups or derailments, right? Well it was finally my turn in April. My…