Photo by Lovefreund What are the best credit card repayment options, and which methods are important to avoid at all costs? Paying off credit card debt is not a quick and easy process, but taking control and managing it…
Browsing Tag
budgeting
Whether to save or invest is a question many people have when starting out in their personal finance journeys. Saving is a priority for people without emergency funds or for people with short-term goals, like purchasing a home within…
Last year, Clo Bare budgeted for a whole year only to find out she was consistently going over budget by about $500 each month when she did her yearly review. How did she solve this chronic-going-over-budget-ness? She implemented an…
Eric from Simple Savings Cents shares what he spends in a month as a 33-year old in Chicago, IL. From food stamps to banker, Eric shares how he got out of credit card debt and started his journey towards…
Not sure why your budgeting hasn’t been working so far, despite every effort to make your monthly budgets stick? Perhaps a yearly budget is what you need. In this post, we’ll cover what a yearly budget is, why it’s…