Start Here: Get Good With Money—Without the Overwhelm
Welcome to Clo Bare! If you’re new here, this is the perfect place to begin.
Whether you’re drowning in debt, trying to invest for the first time, or just tired of feeling like you’re bad with money—this page is your starting point to finally feel in control.
We’ve helped over 500k people learn how to:
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Build a budget that actually works
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Pay off debt without giving up everything fun
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Start investing with confidence (even from $0)
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Stop spiraling about money and start building real wealth
You don’t need to be perfect. You just need a plan—and a little support.
👇 Start with one of these:
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Not sure where to begin with investing? → Take the free investing class
- Need a 40+ page guide with EVERYTHING?→ Grab the free guide.
- Want help on your budget? → Take the free budgeting & debt class.
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Want to get your budget together, pay off debt, and learn the basics of investing? → Grab the free budget template & guide
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Just here to learn? → Browse blog posts by topic below
Investing
- What should I Invest In?
- How to start Investing as a Beginner
- How to Buy Stocks Online
- How the Stock Market Works
- Step-by-Step Investing
- How to Start Investing
- Investing During a Recession
- What is an ETF?
- Investing vs Saving: What Should I do?
- Investing 101: Index Funds, Mutual Funds and ETFs
- Financial Independence for Women
- 40 Passive Income Ideas for Students
- 15 Passive Income Ideas for Stay-at-Home Moms
- Investable Assets: What Are They?
- How to Build Wealth in Your 40s
Budgeting Tips
- Values-Based Budgeting: The Ultimate Tool for Achieving Your Best Life
- How to Create a Budget
- Emergency Funds: The Ultimate Guide to Saving Now
- How I Live off of 10% of My Income
- Why You Need a Yearly Budget to Achieve Your Money Goals
- No Spend November: What are the Rules?
- 10 Tips to Create a Single Mom Budget
- How to Create a Biweekly Budget
- What to Do When You Are Broke? A 6-Step Plan
- What is the 30-30-30-10 Rule in Budgeting?
Getting Out of Debt
Money Mindset
- The Fear of Being Average: Here’s the Truth About It.
- 100 Debt-Free Affirmations to Help You Thrive
- 20 Money Questions to Ask Your Partner This Year
All Blog Posts
- 40 Passive Income Ideas for Students
- 15 Passive Income Ideas for Stay-at-Home Moms
- 10 Tips to Create a Single Mom Budget
- 14 Business Ideas for Single Moms
- Is There Student Loan Forgiveness for Single Moms?
- 17 Ways to Afford Living in California
- 11 Best Jobs for Single Moms
- 10 Ways to Invest in Yourself as a Woman
- How to Be Responsible with Money
- 10 Weekend Side Hustle Ideas to Get Paid
- 12 Weird Side Hustles to Make Money
- 12 Ways to Make Money on Maternity Leave
- The Power of Mindset in Personal Finance
- 3 Keys to Achieving Financial Prosperity
- Student Loan Forgiveness: What to Do Now?
- Investable Assets: What Are They?
- 10 Businesses That Run Themselves
- Sinking Fund Categories: What Are They?
- How to Make Money on Maternity Leave: 4 Low-Stress Ways
- 100 Money Affirmations That Work Instantly
- How to Stop Online Shopping: 6 Tips
- 40th Birthday Party Ideas on a Budget
- How to Have a Glow Up: 5 Tips for Women
- How to Make Money Fast as a Woman
- 15 Easy Side Hustles for Single Moms
- Can a Woman Pay Child Support?
- Side Hustle Roadmap
- Rich vs. Wealthy: 5 Key Differences
- How to Build Wealth in Your 40s
- How to Create a Biweekly Budget
- Step-by-Step Investing: The Optimized Order of Operations for Maximum Return
- What to Do When You Are Broke? A 6-Step Plan
- What is the 30-30-30-10 Rule in Budgeting?
- Why Am I So Stingy? Tips to Loosen Your Purse Strings
- 100 Debt-Free Affirmations to Help You Thrive
- Don’t Quit Yet: 6 Signs Your Boss Wants You to Stay
- 30 and Can’t Afford to Move Out? Here’s What to Do.
- The Secret to Making 6 Figures in Your 20’s (That Nobody Tells You)
- The Fear of Being Average? Here’s the Truth About It.
- Step-by-Step Investing for Optimized Return: The Order of Investing Operations
- Why Everyone Needs a High-Yield Savings Account
- Emergency Funds: How to Guide for Saving Now
- Crippling Student Loan Debt: Refinancing with Juno
- Exactly How I Increased My Net Worth by $153 in 2 Years
- The #1 Thing People Get Wrong With Saving Money
- 4 Tips to Save More This Holiday Season
- The 50/30/20 Budget and Why It Doesn’t Work
- The Easiest Budget Hack That Actually Works
- How to Spend Less Money on Food
- Budget Binders: Do They Actually Work?
- The 60/30/10 Rule Budget: How It Works
- 14 Way I Paid Off $40k in Debt and Saved $150k in 2 Years
- Investing 101: EFTs, Index Funds and Mutual Funds
- What is an EFT?
- The Stock Market is Crashing! Is Now a Good Time to Invest?
- Investing vs. Saving: Should I Save or Invest?
- How to Start Investing as a Beginner: Retirement Account Basics
- What Should I Invest In?
- Investing During a Recession…Should You?
- What Should I Do With My Old 401(k)?
- How to Start Investing in 2023
- How Does the Stock Market Work?
- How to Buy Stocks Online
- How to Make Your Finances Easy on Yourself
- How to Become a Millionaire: The First Steps
- I am $67,866 in Debt
- Values-Based Budgeting: The Ultimate Tool for Achieving Your Best Life
- How to Create a Budget
- Emergency Funds: The Ultimate Guide to Saving Now
- One Year of Budgeting Review! Plus Summer Spending Reports
- How to Save More Money & Retire a Millionaire at 50
- No Spend Month Results: Is it Worth It?
- How to Pay Off Your Credit Card Debt: The Ultimate Guide
- How I Live off of 10% of My Income
- Why You Need a Yearly Budget to Achieve Your Money Goals
- 8 Binge-Worthy Personal Finance Podcasts and Blogs
- 5 (Free!) Resources to Help You Learn How to Manage Your MoneyJanuary 2020 Spending Report
- February 2020 Spending Report
- March 2020 Spending Report
- April 2020 Spending Report
- May & June 2020 Spending Report
- July 2020 Spending Report
- January 2019 Spending Report
- February 2019 Spending Report
- March 2019 Spending Report
- April 2019 Spending Report
- May 2019 Spending Report
- June 2019 Spending Report
- July, August, September 2019 Spending Report
- October 2019 Spending Report
- November 2019 Spending Report
- December 2019 Spending Report
- October 2018 Spending Report
- November 2018 Spending Report
- December 2018 Spending Report
Where to Find Clo Bare
I’m all over the interwebs and pretty active on Instagram. Feel free to connect with me on the following places! I always respond, and love hearing from my fellow Bares.