Hey, I’m Chloé–
aka Clo Bare Money Coach.
I teach people how to take control of their money in a way that’s shame-free, easy to understand, and actually works for real life.
I wasn’t always “good with money.” In fact, for a long time, money felt like the thing that kept me stuck. Stuck in toxic jobs, toxic relationships, and a never-ending cycle of burnout.
In 2018, I hit a breaking point. I was $80k in debt, constantly stressed about money, and I knew something had to change. So I started learning. I started budgeting. I started writing about the process. And slowly, I started taking my power back.
Today? I’ve increased my net worth by over $500k (without owning real estate). I’ve paid off debt. I’ve built a thriving business. And I’ve helped more than 500k people do the same—by making financial literacy approachable, judgment-free, and actually fun.
How it Started
Back in 2017, I launched a blog called The Bare. At the time, it was my way of processing trauma, therapy, and healing. I overshared. I swore a lot. And it resonated.
Eventually, that blog evolved into something else—something bigger. I started writing about money because it was one of the things in my life that felt the most chaotic. And the more I learned, the more I wanted to share.
I didn’t grow up knowing how to manage money. Like most people, I didn’t learn about credit scores or investing or retirement accounts. But I was tired of feeling like money was in charge of me instead of the other way around.
So I did what I do best: I got real. I figured it out. I documented everything. And then I started teaching others how to do it too.
How It’s Going
In 2021, I quit my job in marketing and communications to do this work full-time.
Now, I run a 7-figure business helping people across the world get their finances together—without spreadsheets that make you want to cry, and without anyone telling you to stop buying iced coffee.
Through my online programs, content, and speaking, I help people:
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Get out of debt
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Build wealth (yes, even if you’re starting from zero)
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Invest with confidence
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Understand how to use money as a tool—not a source of shame
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Create real financial freedom on their own terms
I’ve also gotten certified as a Certified Financial Educator and Certified Financial Literacy Professional. I’ve been invited to the White House twice (and said no twice). I also won this really cool award in 2025 from Bankrate— they said I was the best overall Personal Finance Influencer, which is pretty cool.
But in my own personal finances– I’ve increased my net worth by $500k and counting since 2019…
And no, I didn’t do it by living on rice and beans. I did it the lazy way—using systems that are simple, sustainable, and aligned with my actual life.
What I Believe
- Financial literacy should be a right, not a privilege
- You don’t have to be perfect with money to be powerful with it
- Budgeting doesn’t mean restriction—it means freedom
- Real wealth is about options, safety, and peace
- It’s never too late to change your financial story
Let’s Get You Started
Start here:
→ Take the Free Investing Class
→ Check Out the Blog
→ Grab a Free Money Tool
If you’re ready to finally stop spiraling about money and start feeling in control—we’ve got you.
Real People Real Results
“I used to think I was just bad with money. Clo helped me realize I just didn’t have the right tools. Now I’m investing on my own, debt-free, and finally feeling secure.”
“Clo Bare made me feel like I wasn’t alone. Her way of teaching is smart, funny, and exactly what I needed.”
Want to Work Together?
I partner with brands, companies, and colleges to bring accessible financial education to the people who need it most. Want to collaborate or book me to speak?
You're not bad with money... You just haven't been taught yet.
Let’s change that.
Welcome to Clo Bare.