Financial Coaching

Money

Personal Growth

investing in etfs
Investing Money

What is an ETF? Investing in the Stock Market 101

What are ETFs or exchange-traded funds? In Clo Bare’s Investing 101 series, she works on demystifying the stock market so folks like yourself can understand, invest, and get some of that sweet, sweet, passive income. In this post, Clo…

refinance your student loans
Debt Money

Crippling Student Loan Debt: Refinancing with Juno

Nearly 45% of millennials have student loan debt, and the average amount of debt for graduates is about $32,731 per borrower. In 2018, 74% of millennials reported having an extreme amount, a great deal, or a fair amount of…

investing 101
Investing Money

Investing 101: ETFs, Index Funds and Mutual Funds

Welcome to Clo Bare’s Investing 101 series where we’ll cover the basics of investing to build wealth. Investing can be incredibly confusing if you’re a noob entering into the world of Exchange Traded Funds, Index Funds and Mutual Funds–…

Money

8 Binge-Worthy Personal Finance Podcasts and Blogs

Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…

Money Spending Reports

I am $67,866 in Debt

From massive student loan debt & car payments to wining & dining with friends: Clo Bare is on a mission to learn how to budget & save now so she can plan for the future. …

Money Spending Reports

Budgeting Bare: May 2019 Spending Report

This month’s spending report has some pretty big news, and some seriously awesome wins after completely blowing the budget last month. I am happy to report that: My spending is now under control. I was $401 under budget. I…