What does a millennial in Chicago, Illinois spend in a month? In this spending report, Clo Bare lists out and explains every expense she had in November 2020, and includes what worked and what didn’t with her finances.
Tired of not knowing where your money is going and feel like you’ll never have the life you’ve been dreaming of? Perhaps it is time you start values-based budgeting. In this post, I’ll explain what the values-based budget is…
Alvy Macias shares what he spends in a month as a 27-year old millennial in Portland, Oregon. From growing up in a household that had to use credit cards to stay above water to getting on track to be…
What I spend in a month varies, but as we approached the holidays in October, my October 2020 spending report definitely reflected that. In this post, I’ll cover everything I spent money on in October 2020, and I’ll share…
Read what one millennial spends his money on in a month as a 26-year old living in Houston TX. After growing up in poverty and becoming a first-generation college student, Ming is now on the path to wealth and…
Do you know what you spend in a month? Tracking your spending can reveal interesting patterns in your spending and help you find ways to spend more consciously. In this post, one woman shares the mess-ups and successes of…
Do you know everything you spent money on in August 2020? Do you know exactly how much money you saved, how much you spent and what your current net worth is? In this post, Clo Bare shares her August…
Understanding all the different retirement accounts is confusing as hell. What’s a 401(k) and how is it different from an IRA? Why is everyone so stoked about a Roth IRA and can I have a traditional IRA and Roth…
Not sure why your budgeting hasn’t been working so far, despite every effort to make your monthly budgets stick? Perhaps a yearly budget is what you need. In this post, we’ll cover what a yearly budget is, why it’s…
What are the best credit card repayment options, and which methods are important to avoid at all costs? Paying off credit card debt is not a quick and easy process, but taking control and managing it may be easier…
Let’s discuss how to save more money. I’ll also show the long term impacts of saving and investing early and often with as little as $25 a month. If you’re on the fence about cutting out your expenses just…
In April 2020’s Spending Report, I’ll cover where my money went in April 2020, and how I’m updating my yearly budget now after a few life changes (including coronavirus and adopting a dog!). Life changes, and so should your…
Your emergency fund is more important than ever before as we enter into uncertain times. In this post, I’ll debunk some bad excuses for not having emergency savings, teach you what an emergency fund is (and what it isn’t),…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
I’ve been wanting to do a post about some of my favorite books for a while, but have always felt like I had other more pressing things to write about. Well, no more of that. I’m finally taking the…