Read what one millennial spends his money on in a month as a 26-year old living in Houston TX. After growing up in poverty and becoming a first-generation college student, Ming is now on the path to wealth and financial freedom.
Learning how to say no politely and gracefully is an art form. Clo Bare shares key takeaways from the top 3 podcast episodes on how to masterfully say no.…
I’m not always one for personality tests. Often I find them to be a little to vague or easily applicable to everyone– but then I found the Enneagram, a personality tool that identifies your basic personality type. I took…
The numbers are in for the June 2019 spending report, and there’s some good news, some sort-of wins, some surprising realizations, some changed decisions and some explanations. Although things have changed drastically since I posted the May 2019 Spending…
FAM– I am back on budget. At least for March. As it turns out, I still haven’t (fingers crossed), had to pay anything extra for the car rental in Italy. I’m still expecting some large bill to randomly show…
Depression management can be difficult when it's hard to find joy in anything. Clo Bare talks about seven inexpensive ways she managed her depressive episode for immediate relief.…
In April 2020’s Spending Report, I’ll cover where my money went in April 2020, and how I’m updating my yearly budget now after a few life changes (including coronavirus and adopting a dog!). Life changes, and so should your…
January 2020 spending report numbers are in, and… drumroll please… it was an expensive month for one-off expenses. I spent nearly $5k in January, about $2k of which wasn’t exactly planned. Taxes hit (spoiler alert: I did not get…
February 2020 was a decent month where I FINALLY succeeded in spending some quality time with myself! Which means I also spent a little less money than normal, helping with my yearly budget totals. In this February 2020 Spending…
Understanding all the different retirement accounts is confusing as hell. What’s a 401(k) and how is it different from an IRA? Why is everyone so stoked about a Roth IRA and can I have a traditional IRA and Roth…
Clo Bare's personal financial struggles have not stopped her from attempting to become Debt Free by 33. Reaching her finance goals go beyond debt repayment, car loan payments & saving money to travel. …