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What is an ETF? Investing in the Stock Market 101

investing in etfs

What are ETFs or exchange-traded funds? In Clo Bare’s Investing 101 series, she works on demystifying the stock market so folks like yourself can understand, invest, and get some of that sweet, sweet, passive income. In this post, Clo Bare breaks down exchange-traded funds (ETFs) by explaining what they are, the different types of ETFs, how they make you money, the benefits, and the drawbacks.

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investing 101
Money

Investing 101: ETFs, Index Funds and Mutual Funds

Welcome to Clo Bare’s Investing 101 series where we’ll cover the basics of investing to build wealth. Investing can be incredibly confusing if you’re a noob entering into the world of Exchange Traded Funds, Index Funds and Mutual Funds–…

what I spend a month in chicago
Money

What I Spend a Month in Chicago, IL: March 2021

What do I spend a month in Chicago, IL? What does it even cost to live in Chicago, IL? Clo Bare shares what she spends in a month by sharing her budget, savings rate, what she spends a month…

Money

Investing vs. Saving: Should I Save or Should I Invest?

Whether to save or invest is a question many people have when starting out in their personal finance journeys. Saving is a priority for people without emergency funds or for people with short-term goals, like purchasing a home within…

refinance your student loans
Money

Crippling Student Loan Debt: Refinancing with Juno

Nearly 45% of millennials have student loan debt, and the average amount of debt for graduates is about $32,731 per borrower. In 2018, 74% of millennials reported having an extreme amount, a great deal, or a fair amount of…

Money

Exactly How I Increased My Net Worth By $153k in 2 Years

Last year, Clo Bare budgeted for a whole year only to find out she was consistently going over budget by about $500 each month when she did her yearly review. How did she solve this chronic-going-over-budget-ness? She implemented an…

how to pay off credit card debt
Money

How to Pay Off Credit Card Debt: The Ultimate Guide

What are the best credit card repayment options, and which methods are important to avoid at all costs? Paying off credit card debt is not a quick and easy process, but taking control and managing it may be easier…

Money

How to Save More Money & Retire a Millionaire at 50

Let’s discuss how to save more money. I’ll also show the long term impacts of saving and investing early and often with as little as $25 a month. If you’re on the fence about cutting out your expenses just…

Money

Emergency Funds: The Complete How-To Guide for Saving Now

Your emergency fund is more important than ever before as we enter into uncertain times. In this post, I’ll debunk some bad excuses for not having emergency savings, teach you what an emergency fund is (and what it isn’t),…

Money

8 Binge-Worthy Personal Finance Podcasts and Blogs

Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…