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Investing 101: ETFs, Index Funds and Mutual Funds

investing 101

Welcome to Clo Bare’s Investing 101 series where we’ll cover the basics of investing to build wealth. Investing can be incredibly confusing if you’re a noob entering into the world of Exchange Traded Funds, Index Funds and Mutual Funds– not to mention just basic stocks and bonds. Seems like a lot to remember, right? And who wants to put their money in something they don’t fully understand? I feel you. That’s why I’m going to break it down in this series, starting with this post on ETFs, Index Funds and Mutual funds.

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Money

How to Save More Money & Retire a Millionaire at 50

Let’s discuss how to save more money. I’ll also show the long term impacts of saving and investing early and often with as little as $25 a month. If you’re on the fence about cutting out your expenses just…

Money

What I Spend a Month in Chicago: January 2021

What does a millennial in Chicago spend per month? Clo Bare analyzes her spending in January 2021 by sharing her budget, what she spent that month, and she’ll also dissect the budgeting categories she messed up in. …

Money

Exactly How I Increased My Net Worth By $153k in 2 Years

Last year, Clo Bare budgeted for a whole year only to find out she was consistently going over budget by about $500 each month when she did her yearly review. How did she solve this chronic-going-over-budget-ness? She implemented an…

how to pay off credit card debt
Money

How to Pay Off Credit Card Debt: The Ultimate Guide

What are the best credit card repayment options, and which methods are important to avoid at all costs? Paying off credit card debt is not a quick and easy process, but taking control and managing it may be easier…

Money

Emergency Funds: The Complete How-To Guide for Saving Now

Your emergency fund is more important than ever before as we enter into uncertain times. In this post, I’ll debunk some bad excuses for not having emergency savings, teach you what an emergency fund is (and what it isn’t),…

Money

8 Binge-Worthy Personal Finance Podcasts and Blogs

Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…

Money

4 (FREE!) Resources to Learn How to Manage Your Money

Stuck inside due to Coronavirus quarantine? Tired of Netflix binges and scrolling through your Instagram? What a great time to learn something new, perhaps something like how to manage your money, eh? Perhaps something about this “financial independence” nonsense…

Money

How to Create a Budget Like a Budgeting Bare Pro

This week at Clo Bare, we’re going to talk about how to create a budget. It’s simple, it’s straightforward and I’ll even give you links to download the actual Google docs spreadsheet (yes, I’m ancient and I use a…