Do you know everything you spent money on in August 2020? Do you know exactly how much money you saved, how much you spent and what your current net worth is? In this post, Clo Bare shares her August 2020 Spending Report which includes net worth updates, budgeting mishaps, unexpected expenses and how she’s navigating her way through it all in order to be able to retire by the time she’s 46.
Understanding all the different retirement accounts is confusing as hell. What’s a 401(k) and how is it different from an IRA? Why is everyone so stoked about a Roth IRA and can I have a traditional IRA and Roth…
Personal finance is tricky business. The pursuit of financial independence is not a quick one. It’s a goal requiring time, endless amounts of patience in managing personal finances and determination with very minimal rewards in the process. Sure, there…
Want to see what one woman spent money on for the entire month of July? In Clo Bare’s July 2020 Spending Report, Clo Bare will cover all her spending for July, share an exciting update about her current savings…
Not sure why your budgeting hasn’t been working so far, despite every effort to make your monthly budgets stick? Perhaps a yearly budget is what you need. In this post, we’ll cover what a yearly budget is, why it’s…
Curious about a “No Spend Month” but not sure if it’s right for you? In this post, I’ll explain my no spend month including how it went, how much money I saved, and how I failed. I’ll also cover…
What are the best credit card repayment options, and which methods are important to avoid at all costs? Paying off credit card debt is not a quick and easy process, but taking control and managing it may be easier…
Stuck inside due to Coronavirus quarantine? Tired of Netflix binges and scrolling through your Instagram? What a great time to learn something new, perhaps something like how to manage your money, eh? Perhaps something about this “financial independence” nonsense…
Tired of not knowing where your money is going and feel like you’ll never have the life you’ve been dreaming of? Perhaps it is time you start values-based budgeting. In this post, I’ll explain what the values-based budget is…
Your emergency fund is more important than ever before as we enter into uncertain times. In this post, I’ll debunk some bad excuses for not having emergency savings, teach you what an emergency fund is (and what it isn’t),…
Let’s discuss how to save more money. I’ll also show the long term impacts of saving and investing early and often with as little as $25 a month. If you’re on the fence about cutting out your expenses just…